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Lock It In! 3x3 Alternative Financing:
3-year 3% Alternative Financing

With our novel 3x3 financing plan, potential buyers can secure a 3-year payment equal to a 3% interest rate. After such period the buyer would be obligated to assume title and complete the transaction.

  1. Buyer makes Lock It In! Payment of 25%1of the property value,
  2. Buyer makes 3 years of payments to the Seller,
  3. Buyer pays the remaining ~75% of the pre-agreed upon price to the Seller and receives title.
  4. 1Amount negotiated with the Seller

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Calculate Your  Lock it in! payment with Ease

Estimate your monthly payment and compare to conventional mortgage financing.

TRADITIONAL FINANCING

  • 25% downpayment
  • 75% mortgage financing at current mortgage rates that exceed 6%
  • pay 3 - 6% in refinance cost when rates fall
  • Pay high closing costs
    • Bank origination fees
    • Bank underwriting fees
    • other (legal,title,insurance,escrow)

Lock It In! Financing

  • 25% Lock It In! upfront payment
  • 75% alternative financing payment (3-years at a 3% rate payment)
  • Finance in 3 years when rates are projected lower
  • Pay lower closing costs
    • Lower origination fees
    • Lower miscellaneous fees (e.g. legal fees)
    • Avoid or defer transfer taxes

Lock It In! versus Traditional Financing

Discover the benefits of Lock It In! compared to traditional financing. See how our innovative approach offers flexibility, lower monthly payments, and more options for both Lessors
and Lessees.

What you can expect

See how our innovative financing solutions have made their property dreams a reality.

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Sarah Thompson

First-Time Homebuyer

Lock It In! made buying my first home so much easier. The lower monthly payments gave me peace of mind, and the flexibility at the end of the lease was a huge advantage. I’m so glad I chose this option!

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Michael Rodriguez

Graphic Designer

Lock It In! made buying my first home so much easier. The lower monthly payments gave me peace of mind, and the flexibility at the end of the lease was a huge advantage. I’m so glad I chose this option!

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Sarah Thompson

First-Time Homebuyer

Lock It In! made buying my first home so much easier. The lower monthly payments gave me peace of mind, and the flexibility at the end of the lease was a huge advantage. I’m so glad I chose this option!

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Sarah Thompson

First-Time Homebuyer

Lock It In! made buying my first home so much easier. The lower monthly payments gave me peace of mind, and the flexibility at the end of the lease was a huge advantage. I’m so glad I chose this option!

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April 21, 2024

FHA Loan Alternatives: Low and No-Down-Payment Solutions

Learn about loan programs with low or no down payment requirements, perfect for buyers seeking affordable financing options.

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GEt in touch

Have a question or request? Fill out our Contact Form and we'll get in touch with you shortly at Lockitin Finance!

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Are you a Buyer or Seller?

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Buyer questions

Are you financially qualified to purchase with traditional mortgage financing?

Can you consider an alternative financing arrangement if it provided a 3% interest rate sized payment?

Can you pay 25% 1of the property’s value today (like a downpayment) in exchange for:

a) 3% interest rate (lease) payments and

b) An obligation to pay the remaining ~75% of the pre-agreed price in 3 years?

1Size of payment is negotiated with the potential seller

What state is the property located in?

Seller questions

Are you having trouble selling the property at your asking price?

Are you able to lease the property for 3 years?

Can you accept 25% or more 1 of the property’s value today in exchange for:

a) Providing a 3-year lease, and

b) Receive the remaining ~75% of the property’s value and transfer title?

1 Size of payment is negotiated with the potential buyer

What state is the property located in?

Get In Touch !

Where are you in the home buying process?
When do you plan to buy?
What type of home?
Have you owned any property in the last three years?
Where are you looking to buy?
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